Business Line of Credit
Access cash on-hand, whenever you need it
Larger Credit Lines, Lower Rates, Faster, Easier Process
Make Quick, Sudden Purchases, Only Pay for What You Use
Ready To Grow Your Business?
What Do You Need to Qualify?
3+ Months in Business
$120,000 in Annual Gross Sales
No Minimum Credit Score
What Are The Benefits?
TRUE Line of Credit
Pay As You Go
Immediate Access
We've Secured Over $1 Billion in Funding Through Our Exclusive Marketplace
Get Cash On-Hand, Whenever You Need It
Don't risk your real estate if you don't have to. Learn how you can access an
unsecured line of credit to grow your business—without putting up collateral!
Unlock the Lowest Rates, Longest Terms & Highest Amounts
Line Amount
Flexible Terms
Time to Fund
How Can You Use Your Business Line of Credit?
There are no restrictions—use your capital to pursue any opportunity or overcome any challenge!
Business Growth
Business Expenses
Business Opportunities
What is a Business Line of Credit?
What is a Business Line of Credit?
A Business Line of Credit gives you the flexibility to access needed funds quickly and conveniently. It's a financing option that's tailored to your business's needs, while allowing you to cover any expense that might arise. One of the key benefits is that you only pay for what you use. This means you only get charged based on the amount you draw from your line of credit, rather than the entire amount that you're approved for. There are many unsecured business line of credit options available, meaning that you don't need to put collateral down to get funding.
You can draw as much as they want from your credit line as frequently as you want, up to a maximum predetermined amount. At BCS, we offer true revolving lines of credit. Unlike other options on the market, as you make payments on the amount you draw, the money will again become available. Even if you don't immediately need funding, a Business Line of Credit can help you handle unexpected emergencies and tackle new opportunities. With a business line of credit, you are only charged interest on the amount you use, not the entire available amount.
Why Business Credit Solutions?
- 90% Approval Rate
- No Collateral Needed
- Flexible Terms
- Increased Growth
10 Reasons Why Business Credit Solutions Offers the Best Business Lines of Credit
| Bank | Direct Lenders |  | |
|---|---|---|---|
| Paperwork | - 2-3 Years Tax Return - 2-3 years Financials | - 3-6 Months Bank Statements - 1 Year Tax Return - 1 year Financials | - 3 Months Bank Statements - No Tax Returns Required |
| Application | - Lengthy - Paper Intensive | Multi-page Paper Application | - One page - One Minute - DocuSign® |
| Number of Lenders | 1 | 1 | 75+ |
| Service Level | Processor | Programmatic | Personal Advisor |
| Approval Process | Weeks/Months | Days/Weeks | Hours/Days |
| Speed to Funding | Months | Days/Weeks | Hours/Days |
| Collateral Requirements | Always | Sometimes Required | Not Necessary |
| Business Profitability | Last 2 Years | Sometimes Required | Not Necessary |
| Credit Score | 680+FICO | 600+FICO | No Minimum FICO |
| Credit Check | Hard Pull | Hard Pull | Soft Pull |
